--- title: "AI Agents & Fintech Platforms for Banks | S-PRO Zurich" url: https://s-pro.io/ lang: en description: "S-PRO builds AI agents and fintech platforms for banks, wealth and asset managers. Zurich-based, ISO 27001 & 27701 certified, from pilot to production." updated: 2026-10-17T22:29:00+00:00 source: S-PRO (https://s-pro.io) --- Intro # Fintech engineering and AI agents *for banks* S-PRO is a Swiss engineering partner for banks, wealth managers and fintechs. We build [digital banking platforms](https://s-pro.io/digital-banking), modernize [core banking systems](https://s-pro.io/core-legacy-modernization) and put [AI agents into production](https://s-pro.io/ai-agent-development). Claude Certified Services Partner(Anthropic) Get in touch Discuss your project Trusted by leading financial institutions Investec *★* **4.9** on Clutch · 46 reviewsISO 27001 & 27701 certifiedFINMA, BaFin, DORA experience Results, already in production ## Results for banks and fintechs Systems that run inside regulated institutions today, not pilots on slides. [All case studies](https://s-pro.io/works) #Neobroker|#AI support|DE ### AI support agent for a leading German neobroker The broker handles 300K+ support tickets a year. Our agent drafts each reply from account history, order status and policies, and a support agent approves it. **95%**of AI drafts accepted without changes **~25%**support capacity freed in 8 months [View solution](https://s-pro.io/support-center-optimization) #Bank|#Compliance AI|CH ### Policy answers in 30 seconds for a Swiss bank Employees of the Swiss subsidiary of an international bank search internal policies and procedures through a role-based AI assistant, with the source of every answer. **30 s**to a compliant answer, down from 15 min **Role-based**access to internal policies Discuss a similar project #Community bank|#Digital banking|US ### B2B digital banking for New Horizon Bank A web platform for business clients of a growing US community bank: wire, ACH and internal transfers with multi-entity approvals, on top of the legacy core. **2019**partners since **Dec 2025**live in production [View case](https://s-pro.io/casestudy/new-horizon-bank-digital-banking-platform) #Crypto bank|#Digital banking|CH ### A new digital banking experience for AMINA Bank AMINA Bank, a Swiss-regulated bank that bridges traditional and digital finance, works with S-PRO on its crypto banking platform. **7 yrs**partnership **Top-50**crypto bank [View case](https://s-pro.io/casestudy/a-new-digital-banking-experience-for-amina) #Crypto exchange|#Mobile app|EU ### Mobile trading app for a European crypto exchange One app for first-time buyers and active traders, designed with users through a design-thinking process and built for market peaks. **1M+**users **50+**coins and tokens [View case](https://s-pro.io/casestudy/mobile-app-for-european-crypto-exchange) 01 / 05 In numbers 3 Fintech unicorns $1B+ valued partners we build with 26 Private banks Wealth & private-banking institutions 50+ Fintech challengers Next-gen banks & digital-asset platforms - FINMA - BaFin - DORA - MiCA - USSEC, FinCEN [Regulatory experience](https://s-pro.io/security-compliance-financial-institutions) Switzerland, EU and US frameworks 250+ Engineers Engineers, designers and consultants ## Services we provide Grow revenue01 ### AI for Financial Services Solutions that open or expand revenue lines for the bank. - Operations AI agents - Core & Legacy Modernisation - Customer Support Agent Grow revenue Explore Optimize operations02 ### Fintech Engineering Cut cost and cycle time across the middle and back office. - Digital Banking - Digital Asset Tokenization - Relationship Manager Copilot Optimize operations Explore Reduce risk03 ### Compliance & Risk AI Satisfy your CRO, your auditor and your regulator, with the evidence. - Compliance AI agents - RegRadar - Internal Audit AI Reduce risk Explore 01 · Grow revenue ### AI for Financial Services AI agents that work inside regulated banking operations, with permissions, audit trails and human approval: onboarding and KYC, periodic reviews, adverse-media screening, credit assessment and customer support. - [**Operations AI agents**KYC onboarding, periodic review, adverse media, credit and Lombard assessment.](https://s-pro.io/ai-agent-development) - [**Customer Support Agent**A client opens a ticket, the AI drafts the answer, an agent approves it.](https://s-pro.io/support-center-optimization) - **Relationship Manager Copilot**An AI co-pilot for relationship managers. - [**Microsoft Copilot Booster**Governed Microsoft 365 Copilot agents on your data, in Teams and Outlook.](https://s-pro.io/ai-process-automation) Selected work - **P**Swiss private bank🇨🇭KYC & periodic-review automationEngagement under NDA. Personal reference available on request.Under NDAReference on request - **P**Swiss private bank🇨🇭Adverse-media & credit screeningEngagement under NDA. Personal reference available on request.Under NDAReference on request - **N**Leading German neobroker🇩🇪AI Customer Support AgentAI support agent for a broker with 300k+ users, handling half a million tickets a year.300k+ users · 500k tickets/yrReference on request - **P**Swiss private bank🇨🇭Subsidiary of a global banking groupEngagement under NDA. Personal reference available on request.Under NDAReference on request - **P**Swiss private bank🇨🇭Subsidiary of a global wealth managerEngagement under NDA. Personal reference available on request.Under NDAReference on request [Explore AI for financial services](https://s-pro.io/ai-agent-development) 02 · Optimize operations ### Fintech Engineering Digital banking platforms, tokenization and core modernization for banks, wealth managers and fintechs, built on top of your existing core, Banking-as-a-Service provider or custodian, from architecture to production and long-term support. - [**Digital Banking**Customised web and mobile banking on your core, BaaS or custodian: accounts, cards, portfolio overview and an AI money assistant.](https://s-pro.io/digital-banking) - [**Digital Asset Tokenization**Tokenize real assets, settle instantly and keep custody on-chain.](https://s-pro.io/digital-asset-tokenization-platform) - [**Core & Legacy Modernisation**API layer, cloud re-platforming and AI testing, phased without big-bang risk.](https://s-pro.io/core-legacy-modernization) Selected work - AMINA Bank🇨🇭A New Digital Banking ExperienceNext-gen digital banking for a regulated crypto bank, custody, trading, staking & lending.7 yrs · Top-50 crypto bank[Visit ↗](https://aminagroup.com) - Karty🇶🇦Qatar-Based Mobile Banking PlatformFintech mobile banking backed by Visa, Qatar Development Bank & Qatar Foundation.$1.2M pre-seed · Visa & QDB[Visit ↗](https://karty.qa) - One Banking🇩🇪Mobile Banking PlatformA modern digital and mobile banking platform delivered to its customers.Digital banking app[Visit ↗](https://onebanking.app) - Treezor🇫🇷Mobile Banking ConstructorWhite-label BaaS, cards, accounts & payments across the Société Générale ecosystem.4.6M+ cards · €58Bn+ processed[Visit ↗](https://treezor.com) - Stableton🇨🇭Swiss Platform for Private MarketsAward-winning platform for private-market investments, sourcing, diligence, AML/KYC.$15.3M funding · 4 offices[Visit ↗](https://stableton.com) - Sygnum Bank🇨🇭E-Banking for a Digital Asset BankE-banking platform for the world's first regulated digital-asset bank.1st regulated Digital Asset Bank[Visit ↗](https://sygnum.com) - CoinMENA🇧🇭Crypto Exchange for MENASharia-compliant crypto exchange licensed by the Central Bank of Bahrain.$9.5M funding · 50 employees[Visit ↗](https://coinmena.com) - Muuvr🇨🇭Move-to-Earn Fitness AppEvery workout, running, cycling, swimming, earns MUUVS, a digital currency for an active lifestyle.Move-to-earn · MUUVS currency[Visit ↗](https://muuvr.io) - ZZ Vermögensberatung🇨🇭Internal Platform for an Investment FirmCentralized data + workflow automation & analytics for investment professionals.Workflow automation · efficiency gains[Visit ↗](https://zz-vermoegensberatung.de) - Clear Street🇺🇸Asset Management PlatformCloud-native asset management, real-time portfolio visibility & compliance.$605M funding · 390+ employees[Visit ↗](https://clearstreet.io) [Explore fintech engineering](https://s-pro.io/fintech) 03 · Reduce risk ### Compliance & Risk AI Agents and products that do the compliance heavy lifting, KYC, automated AML, sanctions screening, regulatory monitoring and internal audit, and leave a defensible evidence trail behind every decision for your CRO, auditor and regulator. - **Compliance AI agents**KYC and automated AML, sanctions and PEP screening, ML risk scoring with explainable factors. - [**RegRadar**Monitor, understand and act on regulatory change across jurisdictions.](https://s-pro.io/reg-radar) - [**Internal Audit AI**Runs across key processes and checks that controls actually work.](https://s-pro.io/internal-audit-ai) Selected work - Dragon Capital🇨🇾Digitalized Bond Sale ProcessDigitized bond sales with KYC & automated AML for Ukraine's largest fund.$5Bn+ transactions · KYC/AML[Visit ↗](https://dragon-capital.com) - Exaloan🇩🇪Analytic Platform for Digital LoansML predictive analytics & risk assessment for digital lending.ML-powered risk assessment[Visit ↗](https://exaloan.com) Discuss a compliance use case ## Tell us what you want to build Who you’ll talk to ### People who have built for banks answer your request. **Michael Barskyi**Head of Banking & FintechIT, banking, corporate finance and digital onboarding. **Dustin Schulze**Senior Business AnalystFinance strategy and transformation, business analysis, controlling and reporting. Contact You will talk to engineers who build for banks, not to a sales script. Fill out the form and get an answer within one business day. - **Security and privacy first**ISO 27001 and ISO 27701 certified. - **Claude Partner Network**S-PRO is a Certified partner in the Claude Partner Network. Our team includes Claude-certified engineers and architects. - **Proven in regulated finance**Banks, wealth managers and fintechs in Switzerland, the EU and the US. What happens next 1. We review your request and come back with questions. 2. A 30-minute call with an engineer who knows your domain. 3. A proposal with scope, timeline and team. **4.9**46 reviews on Clutch S-PRO products ## We build our own agentic AI products. Two products for regulated finance, built and run by S-PRO. - [RegRadarRoutes regulatory changes to the right subsidiary teams, captures responses in one click and gives group compliance an auditable view of every market.](https://s-pro.io/reg-radar) - [Internal Audit AIDecision intelligence, evidence scoring, contradiction detection and audit-ready workpapers for executives and internal audit teams.](https://s-pro.io/internal-audit-ai) FAQ ## Questions buyers ask us What does S-PRO do? S-PRO is a Swiss engineering partner for banks, wealth managers and fintechs. We build digital banking platforms, modernize core banking systems and put AI agents into production for clients across Europe and the US. Who builds AI agents for banks in Switzerland? S-PRO builds and runs AI agents for banks, brokers and wealth managers: customer-support automation, compliance and knowledge assistants, and agents inside banking workflows, with human approval and audit trails. For a leading German neobroker our support agent handles 300,000+ tickets a year, and 95% of its drafted replies are accepted by the support team. How does S-PRO compare on cost with Swiss development firms? Projects are led and contracted in Switzerland and delivered by our own engineering hubs in Central and Eastern Europe, so clients get Swiss accountability at a significantly lower cost than a Swiss-only team. Can S-PRO work with FINMA- and BaFin-regulated institutions? Yes. Our clients include 26 private banks and wealth institutions. We deliver under ISO 27001 and ISO 27701 and provide the documentation banks need for DORA and outsourcing reviews. [See our security and compliance approach](https://s-pro.io/security-compliance-financial-institutions). Where is S-PRO based and who does the work? S-PRO AG is headquartered at Löwenstrasse 45, Zurich, with a US office in Salt Lake City. Engineering is done by our own teams in Central and Eastern Europe; [delivery locations and controls are listed here](https://s-pro.io/security-compliance-financial-institutions). How does a project with S-PRO start? Fintech projects start with a paid discovery or architecture assessment that ends with a scoped backlog and estimate. AI projects start with a two-week workflow assessment, followed by a pilot on real cases and a phased production rollout. Is S-PRO a Claude partner? S-PRO is a Certified partner in the Claude Partner Network. Our team includes Claude-certified engineers and architects. Link copied to clipboard Language - [EN](https://s-pro.io/) - [DE](https://s-pro.io/de/) - [FR](https://s-pro.io/fr/) [Get in touch](https://s-pro.io/get-in-touch)