---
title: "Fintech security and regulatory compliance best practices and checklists - S-PRO"
url: https://s-pro.io/whitepapers/fintech-security-best-practices
lang: en
description: "Fintech security and regulatory compliance best practices and checklists. Download the whitepaper now to stay up to date with the latest rules and regulations."
updated: 2024-10-10T13:22:55+00:00
source: S-PRO (https://s-pro.io)
---

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Market report

# Fintech security and regulatory compliance best practices and checklists

Author

[Dmytro Voitekh](https://s-pro.io/author/dmytro-voitekh)

Published

Sep 4, 2024

Length

27 pages

## Intro

Fintech companies are becoming subject to regulatory requirements like any other technology-led subjects that create regulatory issues.

They are subject to the same rules as traditional institutions that provide financial services. Fintech companies should be compliant with all anti-money laundering, data protection, and know-your-customer rules according to their activities.

In the European Union, payment services are regulated by the Payment Services Directive 2 (PSD2), and alternative finance firms engaged in the trade of transferable securities are subject to the Markets in Financial Instruments Directive (MiFID).

There are also laws and regulations not specific to financial services but which Fintechs are subject to, such as the EU General Data Protection Regulation.

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## Key findings and insights from the market report

01

Fintech security fails

56% of the mobile app back ends have serious misconfigurations or privacy issues related to SSL/TLS.

02

Violation of PCI DSS standards

62% of Fintech’s main website failed the Payment Card Industry Data Security Standard (PCI DSS) compliance test.

03

GDPR compliance gap

64% of Fintech’s main website failed GDPR Compliance assessment.

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## What’s inside

Discover how to ensure compliance with security standards and align with best practices.

- Introduction
- Fintech compliance stats
- Table of contents
- GDPR compliance
- Main GDPR requirements
- S-PRO comments on GDPR
- PCI DSS compliance
- S-PRO comments on PCI DSS compliance
- Other important regulations
- PSD2 compliance
- PSD2 Compliance Checklist
- Checklist

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