Digital Banking Development Services

Work with our experienced team to build a banking product that resonates with your customers and investors. We will co-create a range of solutions with you, from online banking portals to full-service wealth management solutions. Access new revenue streams, take an omnichannel approach to products and services, and define a new digital future for your financial institution.
Digital Banking
Our Digital Banking Development

Our Digital Banking Development Services

Take your financial offerings and products to the next level with our design and development services. We work with you, taking a project approach and addressing your specific needs to employ best practices and develop the ideal answers for your use case.
Our digital banking services include:
  • Design and development of digital banking solutions
  • UX/UI analysis and optimization
  • Integrations with third-party, core banking and KYC/AML solutions
  • Security audits
  • Ongoing maintenance

Digital Banking Development — Solutions We Offer


S-PRO can help your neobank develop the technologies it needs to be as nimble and transparent as possible. S-PRO neobank services include:
  • UI/UX design creation and implementation
  • Ideation workshops for designing the customer experience (CX)
  • API integration
  • Customization or development of white-label and SaaS solutions from scratch that can be reused or sold
  • KYC, AML, and fraud detection

Banking API Integrations

Today’s financial services providers must combine a mix of products to generate solutions that best help their customers and differentiate their offerings in the marketplace. S-PRO’s banking API integration services allow your solutions to integrate with a variety of fintech and third-party offerings so that it is as comprehensive and customized an offering as possible. S-PRO’s API integration services include:
  • Middleware
  • Backend services
  • Microservices
  • UI/UX design
  • Third-party service integrations
  • Integrations with open banking API (open banking API standard)
  • Banking infrastructure
  • Business process creation tools (Camunda)

Digital Asset Management Platforms

S-PRO works in partnership with your financial institution to develop DAM systems that allow for the ingestion, storage, retrieval and life cycle management of wage-related assets. Partner with S-PRO to develop a wage management solution with features that meet your needs, including:
  • User Authorization for buying and selling of assets
  • Asset management
  • Asset statistics
  • Purchases
  • Selling processes
  • User-friendly admin panel for concise management and analytics
  • Budget management
  • Comparative market analysis
  • Comparative analysis of wages by region

Digital KYC and Onboarding Solutions

KYC and AML requirements demand the most precise and structured onboarding procedures for your customers. S-PRO helps you develop onboarding protocols that meet all regulatory requirements, providing:
  • Comprehensive onboarding screening procedures
  • Extensive risk checks & analyses
  • Easy and secure document generation
  • Channel migration between in-branch and mobile
  • Direct feeding of customer data into your bank’s CRM system

The S-PRO Digital Banking Development Process

Working in partnership with S-PRO allows you to focus on business goals while we focus on development.
Stage 1

Client Value Definition

We establish a contract and assign key stakeholders and partners to work on your account throughout your project.
Stage 2

Product Discovery

Next, we enter into a detailed discovery process to uncover your business needs and develop a detailed plan.
Stage 3

PoC Development

In this initial stage of the product development cycle, we begin designing the solution and test the validity of our approach in a Proof of Concept, confirming the product's viability in real-world scenarios before initiating development.
Stage 4

MVP Development

With a foundation in Lean principles, this stage of your development process involves beta testing a Minimum Viable Product with early adopters amongst your customers, providing key feedback on your solution.
Stage 5

Production Ready

In this stage, you have a production-ready solution capable of meeting the demands of your users and confirmed by the PoC and MVP testing done in previous stages.
Stage 6


The final stage of our development process involves S-PRO overseeing the ongoing maintenance of your solution so you can remain focused on your high-level business goals.

Our Customer Success Stories

Coming soon
Our team developed a white-label solution designed to allow our client to attract more customers and extend a ready-to-go solution for executing electronic payments to startups and merchants.
Coming soon
S-PRO updated a client’s legacy banking interface with a new mobile product comparable to the Revolut, Monzo, or N26 mobile banking system in the US market, providing an optimized user experience and delivering enhanced smart banking products to end-users.
Crypto Wallet
Our team developed a mobile application that allows users to create a cryptocurrency wallet, transfer XXX and other tokens to it, store and exchange these assets, as well as make money from them.

Digitalization in Banking

Cloud and Server-Hosted Solutions

Data security is a top priority at banks, and different banks need to execute specific security policies based on region and KYC/AML requirements. S-PRO helps you develop an approach that addresses these high-level security demands while still allowing you to extend services that enhance user experience and generate new revenue streams for your financial institution.

Platform Adoption

Creating an interface for an application to integrate with other systems means vetting a variety of approaches, including mobile, web, chatbots (API), and third-party integrations. The team at S-PRO guides you through the selection process, beginning with a Proof of Concept and testing various APIs to ensure a top-tier solution that directly addresses your needs.

High-Data Intelligence

High-data intelligence drives smarter decisions and more performant solutions. S-PRO can help you leverage high-data intelligence to reduce risks, make the right calls and gain key insights into your customers. We will help you create highly scalable data management solutions that transform data into insight, streamlining real-time financial decisions and generating customer-focused solutions.

Frequently Asked Questions

Timelines vary depending on the scale and scope of a digital solution. As a general frame of reference, Client Value Definition takes 2 to 7 days, Product Discovery takes 2 to 6 weeks, and Development through to Product Ready can take 3+ months.
Yes. We wouldn't have it any other way. Working in partnership with a client throughout the development process is essential to delivering the best possible solution for your needs.
We take an iterative and incremental approach to development based on an agile development methodology known as Scrum. This framework for project development centers on teamwork and accountability, and the iterative nature of the process allows us to maintain quality control throughout. All solutions also go through a Proof of Concept to ensure viability before development begins.
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Contact Us

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Zurich, Switzerland
Hardturmstrasse 161, 8005
Zug, Switzerland
Dammstrasse 16, 6300
R&D Centers
Lodz, Poland
Zachodnia 70, 90-403
Lviv, Ukraine
Heroiv UPA 71, 79000
Kyiv, Ukraine
Verkhnii Val St, 24, 04071
Business Representatives
Let’s discuss you project
Zurich, Switzerland
Hardturmstrasse 161, 8005
Zug, Switzerland
Dammstrasse 16, 6300
R&D Centers
Lodz, Poland
Zachodnia 70, 90-403
Lviv, Ukraine
Heroiv UPA 71, 79000
Kyiv, Ukraine
Verkhnii Val St, 24, 04071
Business Representatives