Expertise

Digital Banking Development Services

Work with our experienced team to build a banking product that resonates with your customers and investors. We will co-create a range of solutions with you, from online banking portals to full-service wealth management solutions.

Access new revenue streams, take an omnichannel approach to products and services, and define a new digital future for your financial institution.


Digital Banking Development — Solutions We Offer

01
Neobanks

S-PRO can help your neobank develop the technologies it needs to be as nimble and transparent as possible. S-PRO neobank services include:

  • UI/UX design creation and implementation
  • Ideation workshops for designing the customer experience (CX)
  • API integration
  • Customization or development of white-label and SaaS solutions from scratch that can be reused or sold
  • KYC, AML, and fraud detection
02
Digital Asset Management Platforms

S-PRO works in partnership with your financial institution to develop DAM systems that allow for the ingestion, storage, retrieval and life cycle management of wage-related assets. Partner with S-PRO to develop a wage management solution with features that meet your needs, including:

  • User Authorization for buying and selling of assets
  • Asset management
  • Asset statistics
  • Purchases
  • Selling processes
  • User-friendly admin panel for concise management and analytics
  • Budget management
  • Comparative market analysis
  • Comparative analysis of wages by region
03
Banking API Integrations

Today’s financial services providers must combine a mix of products to generate solutions that best help their customers and differentiate their offerings in the marketplace. S-PRO’s banking API integration services allow your solutions to integrate with a variety of fintech and third-party offerings so that it is as comprehensive and customized an offering as possible. S-PRO’s API integration services include:

  • Middleware
  • Backend services
  • Microservices
  • UI/UX design
  • Third-party service integrations
  • Integrations with open banking API (open banking API standard)
  • Banking infrastructure
    Business process creation tools (Camunda)
04
Digital KYC and Onboarding Solutions

KYC and AML requirements demand the most precise and structured onboarding procedures for your customers. S-PRO helps you develop onboarding protocols that meet all regulatory requirements, providing:

  • Comprehensive onboarding screening procedures
  • Extensive risk checks & analyses
  • Easy and secure document generation
  • Channel migration between in-branch and mobile
  • Direct feeding of customer data into your bank’s CRM system

Process

Working in partnership with S-PRO allows you to focus on business goals while we focus on development.
The S-PRO Digital Banking Development Process
Working in partnership with S-PRO allows you to focus on business goals while we focus on development.
00
01
Client Value Definition

We establish a contract and assign key stakeholders and partners to work on your account throughout your project.

02
Product Discovery

Next, we enter into a detailed discovery process to uncover your business needs and develop a detailed plan.

03
PoC Development

In this initial stage of the product development cycle, we begin designing the solution and test the validity of our approach in a Proof of Concept, confirming the product’s viability in real-world scenarios before initiating development.

04
MVP Development

With a foundation in Lean principles, this stage of your development process involves beta testing a Minimum Viable Product with early adopters amongst your customers, providing key feedback on your solution.

05
Production Ready

In this stage, you have a production-ready solution capable of meeting the demands of your users and confirmed by the PoC and MVP testing done in previous stages.

06
Maintenance

The final stage of our development process involves S-PRO overseeing the ongoing maintenance of your solution so you can remain focused on your high-level business goals.


Digitalization in Banking
01
Cloud and Server-Hosted Solutions

Data security is a top priority at banks, and different banks need to execute specific security policies based on region and KYC/AML requirements. S-PRO helps you develop an approach that addresses these high-level security demands while still allowing you to extend services that enhance user experience and generate new revenue streams for your financial institution.

02
Platform Adoption

Creating an interface for an application to integrate with other systems means vetting a variety of approaches, including mobile, web, chatbots (API), and third-party integrations. The team at S-PRO guides you through the selection process, beginning with a Proof of Concept and testing various APIs to ensure a top-tier solution that directly addresses your needs.

03
High-Data Intelligence

High-data intelligence drives smarter decisions and more performant solutions. S-PRO can help you leverage high-data intelligence to reduce risks, make the right calls and gain key insights into your customers. We will help you create highly scalable data management solutions that transform data into insight, streamlining real-time financial decisions and generating customer-focused solutions.


FAQ

How much will my project cost?

A banking MVP can cost around $95,000, however, everything is determined by the complexity of the project. We provide an approximate estimation of the cost, ranging from minimum to maximum.

How do you meet financial services security standards?

We Adhere to Standardized FinTech Security Practices & Requirements:
PCI DSS and PA DSS Compliances?

PSD2 Integration
We Help You Comply with Financial Regulations:
We have expertise in financial regulations, spanning the USA, several European countries, and Mexico.

We Understand Blockchain Technology Integration:
We have experience in integrating FinTech projects with the blockchain to encrypt transactional data from start to finish.

How do you ensure product stability?

We guarantee product stability by:

  • Picking the application architecture and technologies that are most suitable for the product;
  • Conducting a variety of tests during the software development life cycle;
  • And carrying out load testing.
How long does it take to develop a banking software project?

Step 1. Comply with requirements

  • Product ideation: 2-5 days
  • Prototype creation: 1-3 weeks
  • Banking MVP build-up: 2-3 months
  • Full-fledged product: 3-6 months
What possible challenges will I face during the development of a banking software project?

To provide banking services, you require a license under the legislation of the country in which the system operates.

Please note, we can provide consultations and help to facilitate the meetings with the necessary parties, but the procurement of a license ultimately falls to the client.

Show all

Get in touch

Get in touch
Ready to discuss your project?
Share your ideas, findings, and questions with us. We’re excited to extend our expertise to your project. After form submission, we'll respond you within 24h.
R&D centers
Zug, Switzerland (HQ)
Dammstrasse 16, 6300
Zurich, Switzerland
Hardturmstrasse 161, 8005
Lodz, Poland
Zachodnia 70, 90-403
Lviv, Ukraine
Heroiv UPA 71, 79000
Kyiv, Ukraine
Verkhnii Val St, 24, 04071
Business representatives
Salt Lake City, USA
Kiln SLC, 26 S Rio Grande St, UT 84101
Austin, USA
11801 Domain blvd., 3rd Fl, Austin, TX 78758
Amsterdam, Netherlands
Science Park 608, 1098 XH
Link copied to clipboard