Work with our experienced team to build a banking product that resonates with your customers and investors. We will co-create a range of solutions with you, from online banking portals to full-service wealth management solutions. Access new revenue streams, take an omnichannel approach to products and services, and define a new digital future for your financial institution.
Our Digital Banking Development Services
Take your financial offerings and products to the next level with our design and development services. We work with you, taking a project approach and addressing your specific needs to employ best practices and develop the ideal answers for your use case.
Our digital banking services include:
Design and development of digital banking solutions
UX/UI analysis and optimization
Integrations with third-party, core banking and KYC/AML solutions
Digital Banking Development — Solutions We Offer
S-PRO can help your neobank develop the technologies it needs to be as nimble and transparent as possible. S-PRO neobank services include:
UI/UX design creation and implementation
Ideation workshops for designing the customer experience (CX)
Customization or development of white-label and SaaS solutions from scratch that can be reused or sold
KYC, AML, and fraud detection
Banking API Integrations
Today’s financial services providers must combine a mix of products to generate solutions that best help their customers and differentiate their offerings in the marketplace. S-PRO’s banking API integration services allow your solutions to integrate with a variety of fintech and third-party offerings so that it is as comprehensive and customized an offering as possible. S-PRO’s API integration services include:
Third-party service integrations
Integrations with open banking API (open banking API standard)
Business process creation tools (Camunda)
Digital Asset Management Platforms
S-PRO works in partnership with your financial institution to develop DAM systems that allow for the ingestion, storage, retrieval and life cycle management of wage-related assets. Partner with S-PRO to develop a wage management solution with features that meet your needs, including:
User Authorization for buying and selling of assets
User-friendly admin panel for concise management and analytics
Comparative market analysis
Comparative analysis of wages by region
Digital KYC and Onboarding Solutions
KYC and AML requirements demand the most precise and structured onboarding procedures for your customers. S-PRO helps you develop onboarding protocols that meet all regulatory requirements, providing:
Comprehensive onboarding screening procedures
Extensive risk checks & analyses
Easy and secure document generation
Channel migration between in-branch and mobile
Direct feeding of customer data into your bank’s CRM system
The S-PRO Digital Banking Development Process
Working in partnership with S-PRO allows you to focus on business goals while we focus on development.
Client Value Definition
We establish a contract and assign key stakeholders and partners to work on your account throughout your project.
Next, we enter into a detailed discovery process to uncover your business needs and develop a detailed plan.
In this initial stage of the product development cycle, we begin designing the solution and test the validity of our approach in a Proof of Concept, confirming the product's viability in real-world scenarios before initiating development.
With a foundation in Lean principles, this stage of your development process involves beta testing a Minimum Viable Product with early adopters amongst your customers, providing key feedback on your solution.
In this stage, you have a production-ready solution capable of meeting the demands of your users and confirmed by the PoC and MVP testing done in previous stages.
The final stage of our development process involves S-PRO overseeing the ongoing maintenance of your solution so you can remain focused on your high-level business goals.
S-PRO updated a client’s legacy banking interface with a new mobile product comparable to the Revolut, Monzo, or N26 mobile banking system in the US market, providing an optimized user experience and delivering enhanced smart banking products to end-users.
Data security is a top priority at banks, and different banks need to execute specific security policies based on region and KYC/AML requirements. S-PRO helps you develop an approach that addresses these high-level security demands while still allowing you to extend services that enhance user experience and generate new revenue streams for your financial institution.
Creating an interface for an application to integrate with other systems means vetting a variety of approaches, including mobile, web, chatbots (API), and third-party integrations. The team at S-PRO guides you through the selection process, beginning with a Proof of Concept and testing various APIs to ensure a top-tier solution that directly addresses your needs.
High-data intelligence drives smarter decisions and more performant solutions. S-PRO can help you leverage high-data intelligence to reduce risks, make the right calls and gain key insights into your customers. We will help you create highly scalable data management solutions that transform data into insight, streamlining real-time financial decisions and generating customer-focused solutions.
Frequently Asked Questions
How long will it take to develop my digital banking solution?
Timelines vary depending on the scale and scope of a digital solution. As a general frame of reference, Client Value Definition takes 2 to 7 days, Product Discovery takes 2 to 6 weeks, and Development through to Product Ready can take 3+ months.
Can we be involved in the development process?
Yes. We wouldn't have it any other way. Working in partnership with a client throughout the development process is essential to delivering the best possible solution for your needs.
How do we know we'll get a quality solution?
We take an iterative and incremental approach to development based on an agile development methodology known as Scrum. This framework for project development centers on teamwork and accountability, and the iterative nature of the process allows us to maintain quality control throughout. All solutions also go through a Proof of Concept to ensure viability before development begins.