Fintech Software Development Service

Accelerate innovation with software development capabilities for banking and financial services by S-PRO. Improve efficiency, customer service, and business productivity with our FinTech software development company.

Our Clients

Who We Are

S-PRO has been providing a full spectrum of fintech software development services for banks, financial companies, and innovative startups since 2014. We have created new products and provided technical recommendations and tool suggestions for over 150 clients.
  • Compliance with global financial standards, laws, and regulations
  • Recruitment, onboarding, and scaling of dedicated teams with a FinTech specialization
  • Fixed price model for the first stage of custom FinTech software development (Solution Phase / Design Phase / Discovery Phase / PoC)
  • Partner team that translates your business needs into product requirements

Custom Financial Software Development Services & Expertise We Offer

In cooperation with you we provide not only top-notch software, but business solutions and vision. We explore your business context, define a problem and transform it into technical requirements and architect solutions. Discuss financial software development services in detail.
To accelerate your growth, we provide the following services in custom FinTech software development
  • Ideation Phase: collecting business and technical requirements
  • FinTech mobile/web app development: product building
  • Discovery Phase: providing solution architecture
  • Quality assurance (software testing services) for FinTech products: security audit
  • UI/UX design: creating customer experience
  • Product maintenance and support

Financial Software Development Expertise

To help you on your digital transformation journey, we offer our in-depth expertise in the following domains within the FinTech industry:
Digital Banking
  • Neo banks
  • Digital asset management platform
  • Digital KYC and onboarding solutions
  • Integrations with banking API
Lending & Alternative Financing Platforms
  • Loan management software
  • Loan comparison tools
  • DeFi lending & borrowing systems
  • Mobile lending apps
  • P2P lending marketplace
  • BNPL & EPP
  • Merchant portals
  • Ecommerce payment systems
  • Binance Smart Chain
  • Crypto exchange platforms
  • NFT marketplaces
  • DeFi & CBDC solutions
  • E-voting systems
  • Crypto wallets and extensions
  • Blockchain development
  • Fraud prevention/detection
  • Marketplaces
Stock Trading Platforms
  • Data collection
  • Data analytics
  • Data warehouse
  • Data marts
  • Trading bots

How To Start Working With Us?

Michael Barskyi
Financial Software Developer & Fintech Expert
Contact Michael for a free assessment of your project

Why Us

S-PRO is a proven FinTech software outsourcing partner that helps financial companies stay at the forefront of innovation and meet consumer demands.
Compliance with FinTech security best practices & requirements
We ensure PCI DSS, PA DSS, PSD2, PSP, PCA, EMI, and International Financial Reporting Standards compliance.
Blockchain solution from top-notch FinTech software developers
We help enterprises and startups leverage all of the blockchain’s benefits by providing white-label and custom blockchain solutions through our development partner network.
Experience with leading FinTech companies
Providing our financial software development services, we work with big FinTech companies whose projects are integrated with complex payment systems and core banking systems.
Vast experience in integrating banking APIs saving months of client’s research
Based on the target market we can offer optimal banking API and payment solutions integrations for Europe, US, and MENA. Our flexible software architectures allow for smooth integration of internal and third-party services.
Recruitment of high-class FinTech specialists
We employ skilful financial software developers and professionals with mathematical backgrounds or experience in back-office operations. We also work with external FinTech advisors and subject matter experts and provide staff augmentation services.

Frequently Asked Questions

What is Fintech?

FinTech, which stands for financial technology, is a term that describes technologies that automate and improve the use and delivery of financial software development services. FinTech describes businesses providing financial services using software or any other technology, from mobile payment apps to cryptocurrency platforms.

What FinTech trends are banks using?

Banks use financial technology to simplify access to cash and credit for their customers as well as to provide security and protection against fraud. The main FinTech trends being adopted by banks are:

  • Fast omnichannel payments
  • Open banking
  • Artificial intelligence
  • Embedded banking and platforms
  • Personalized engagement across the customer journey
How much does it cost to build a FinTech app?

Based on our experience in providing financial software development services, the average cost of a FinTech application is between $100,000 and $250,000. The cost of FinTech software development is influenced by many factors, including:

  • Product complexity
  • Technology stack
  • Development team
  • Development model: outsourcing or in-house team

How To Unlock Banking Cost Reduction

To get a free assessment on the development of your FinTech application, contact our specialists

What are the first two steps in FinTech app development?

Step 1. Comply with requirements

Financial services that do not comply with government regulations are doomed to fail. The first step in building a banking application or financial service is to understand local compliance requirements. Get a free consultation from experts at our FinTech development company to understand the restrictions, conditions, risks, and licenses that exist in the financial industry.

To find out more on the topic of financial software development services, read the following articles:

Step 2. Conduct a pre-discovery phase of fintech software development

The pre-discovery phase of financial software development involves teams setting a firm foundation for the work to come. All project stakeholders must clearly understand the targeted outcomes and the approach required to achieve them.

An app solves a problem. That’s why you need a thorough understanding of the problem space before you start. Before making any concrete plans, research teams should clearly understand:

  • The legislative environment
  • The current service deficit and user complaints
  • Metrics and measurements related to the service you plan to build

It’s crucial to understand why work has been initiated and the urgency of change. Pre-discovery is very important in order to plan and budget for a strong multidisciplinary team provided by your FinTech software company that can take your project from beginning to end.

When you are done with the pre-discovery phase of fintech software development, you should have created a simple problem statement that your team can understand. You should also have a statement on how to fix the problem. This will serve as a guiding principle if your project loses its direction.

Read more about stages of banking app development in our article on How Mobile Banking Apps are Developed.

What are the key features in FinTech apps?

With S-PRO financial software development services, you can count on the following features for your application:

  • Intuitive interface

    An easy-to-use interface with fast sign-in is what most users expect from an app.

  • Payment gateway

    The application should not complicate basic financial transactions: money transfers, electronic payments, and balance monitoring.

  • Security

    The authentication process should be secure and intuitive.

  • Personalized experience

    Users love when an app meets their needs. Allow users to filter the information they receive (like push notifications).

  • User management

    Certain types of services benefit from multi-user support. For example, financial management apps are often used by multiple family members. Large companies want their employees to use a single account to simplify monitoring.

  • Online chat

    FinTech companies can improve customer satisfaction with online chat, which is a convenient alternative to phone and email support.

  • Bank account integration

    You will improve overall user satisfaction if you allow users to manage bank accounts in your app.

Сontact us to hire financial software developers for your project.

View All

S-PRO Fintech Case Studies

As a proven software development company, we have helped many clients create and improve their FinTech solutions. Tell us your idea and we will turn it into an innovative financial technology product to evolve your business.
Coming soon
A modern app for creating a personal NFT gallery
Float Cast combines galleries into beautiful slideshows and presentations on TVs, phones, tablets, and desktop computers. Users can fetch NFTs from platforms such as OpenSea and Rarible.
Custom software for a Wall Street brokerage company
A real-time risk management platform that collects market information instantly and synchronizes it with information about the company’s positions.
A mobile application for earning with crypto wallets
A payment initiation service provider that uses blockchain technology, smart contracts, and open banking APIs to provide a next-generation billing solution that meets the needs of businesses and customers.
Decentralized cryptocurrency trading platform
MeterQubes is a secure and easy-to-use assistant that helps users enjoy trading on the cryptocurrency market. It allows wallet-to-wallet exchanges and trading of ERC-20 tokens.

Fintech security and regulatory compliance. Best practices and checklists.

Take а Whitepaper With You

Contact Us

We would like to know more about your request. Let's schedule a free estimation call and discuss the next steps.
Fill out the form or email us at
Or call us +41 79 535 63 77
Zurich, Switzerland
Hardturmstrasse 161, 8005
Zug, Switzerland
Dammstrasse 16, 6300
R&D Centers
Lodz, Poland
Zachodnia 70, 90-403
Lviv, Ukraine
Heroiv UPA 71, 79000
Kyiv, Ukraine
Verkhnii Val St, 24, 04071
Business Representatives
Salt Lake City, USA
Kiln SLC, 26 S Rio Grande St, UT 84101
Austin, USA
11801 Domain blvd., 3rd Fl, Austin, TX 78758
Amsterdam, Netherlands
Science Park 608, 1098 XH
Let’s discuss your project

    Zurich, Switzerland
    Hardturmstrasse 161, 8005
    Zug, Switzerland
    Dammstrasse 16, 6300
    R&D Centers
    Lodz, Poland
    Zachodnia 70, 90-403
    Lviv, Ukraine
    Heroiv UPA 71, 79000
    Kyiv, Ukraine
    Verkhnii Val St, 24, 04071
    Business Representatives
    Salt Lake City, USA
    Kiln SLC, 26 S Rio Grande St, UT 84101
    Austin, USA
    11801 Domain blvd., 3rd Fl, Austin, TX 78758
    Amsterdam, Netherlands
    Science Park 608, 1098 XH