Industry

Fintech software development

Accelerate innovation with software development capabilities for banking and financial services by S-PRO.

Improve efficiency, customer service, and business productivity with our FinTech software development company.


Clients

Societe Generale
A French-based leading financial services group.
#Finance
FRFR
Earlybird
A venture capital investor focused on European technology innovators.
#Finance
DEDE
Muuvr
Proprietary active-data-for-crypto platform
#Finance
CHCH
Stableton
Award-Winning fintech platform and growth equity investor
#Finance
CHCH
Clear Street
A diversified financial services firm which modernizing the brokerage ecosystem.
#Finance
USUS
Amina Bank
Crypto bank with a headquartered in Zug, Switzerland.
#Finance
CHCH
Maverix Securities AG
One of the leading Swiss Securities Houses in the Structured Products market.
#Finance
CHCH
Hyposwiss
A Swiss Private Bank located in Geneva.
#Finance
CHCH

Why choose S-PRO

01
10 years of experience

With over 300 projects delivered, we have gained expertise to build resilient and lasting solutions across various industries.

02
Finance-savvy team

Our teammates have a solid financial background from their previous workplaces and years of experience at S-PRO. We manage your project with a deep understanding of the industry, ensuring reliability in every solution.

03
Transparent project progress

With a high-level overview, Agile & Scrum methodologies, and certified project managers, we ensure timely and on-budget project delivery.

04
On time and within budget

Our team sets realistic project timelines and budget, and competently allocates and manages resources.


Our impact in financial industry

20+
banking & finance
products delivered
65%
of the company revenue
comes from fintech
40+
core banking systems

we work with

Domains we serve
01
Banking
02
Crypto & Web3
03
Wealth management
04
Investment management
05
Payment services
06
Lenders

Services we provide

Data integrity

  • Excel transformation
  • Data unification
  • Data automation

Innovative solutions

  • Forecasting
  • Digital assistant
  • External data usage

Clients solutions

  • Lead generation solutions
  • Digital banking & onboarding
  • Customer engagement

Crypto assets

Asset management solutions

  • Portfolio management automation
  • Cross-border rules digitalization
  • Risk management and controls automation
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Contact our experts for a free evaluation of your project

One of our experts will reach out to you within 24 hours to further discuss your project and answer any questions you may have.
Michael Barskyi

Head of S-PRO Switzerland

Areas of expertise: IT, banking, corporate finance, and digital onboarding, with a strong focus on business development and management.

Ephraim Frei

Head of Corporate Clients

Areas of expertise: enhancing data-driven decision-making, developing and implementing Al solutions for corporate finance, leveraging machine learning algorithms for predictive analytics, and automating complex financial processes.

Dustin Schulze, Senior Business Analyst at S-PRO
Dustin Schulze

Senior Business Analyst

Areas of expertise: finance strategy and transformation, specializing in driving financial growth through strategic planning and operational improvements. Proficient in business analysis, controlling, and reporting.

Michael Barskyi

Head of S-PRO Switzerland

Areas of expertise: IT, banking, corporate finance, and digital onboarding, with a strong focus on business development and management.

Ephraim Frei

Head of Corporate Clients

Areas of expertise: enhancing data-driven decision-making, developing and implementing Al solutions for corporate finance, leveraging machine learning algorithms for predictive analytics, and automating complex financial processes.

Dustin Schulze, Senior Business Analyst at S-PRO
Dustin Schulze

Senior Business Analyst

Areas of expertise: finance strategy and transformation, specializing in driving financial growth through strategic planning and operational improvements. Proficient in business analysis, controlling, and reporting.

1/3
One of our experts will reach out to you within 24 hours to further discuss your project and answer any questions you may have.

Methodology

Our methodology includes four stages of design thinking
We explore your business context, define a problem and transform it into solutions.
Our methodology includes four stages of design thinking
00
01
Clarify

Make concrete observations about users

Reframe the problem to gain deeper insight into user needs.

02
Ideate

Identify  design principles to guide ideation.

Overcome cognitive fixedness to generate innovative ideas that fulfill the users needs identified in research.

03
Develop

Combine ideas into concepts by critiquing possible solutions.

Prototype quickly and purposefully to answer critical questions about concepts’ viability.

04
Implement

Apply principles of effective communication when describing innovation’s value to stakeholders.

Reflect on innovation management strategies.


Testimonials

Lucky Bassi
CEO & Founder at JobDone
Zurich, Switzerland
1/8

Testimonials

Lucky Bassi
CEO & Founder at JobDone
Zurich, Switzerland

Testimonials

Joel Sonderegger
Founder at Voa Labs
Zurich, Switzerland
2/8

Testimonials

Joel Sonderegger
Founder at Voa Labs
Zurich, Switzerland

Testimonials

Marie Ponsardin
Product Owner at GetphY, Associative Group Siel Bleu
Barcelona, Spain
3/8

Testimonials

Marie Ponsardin
Product Owner at GetphY, Associative Group Siel Bleu
Barcelona, Spain

Testimonials

Julian Rupp
Chief of Staff at Exaloan
Frankfurt, Germany
4/8

The partner is happy with the deliverables and ongoing work. S-PRO is doing a great job with both the front- and backend development of the solution. They’re truly invested in the success of the web app and a member of... their senior management has even devoted time to being involved.

Expand

Testimonials

Julian Rupp
Chief of Staff at Exaloan
Frankfurt, Germany

The partner is happy with the deliverables and ongoing work. S-PRO is doing a great job with both the front- and backend development of the solution. They’re truly invested in the success of the web app and a member of... their senior management has even devoted time to being involved.

Expand

Testimonials

Andy O' Connor
CEO & Founder at Zappaz
Dublin, Ireland
5/8

S-PRO are a development company that are very knowledgeable in newer technologies and really good at what they do. They genuinely strive to deliver what their clients want and provide value. We are based in Ireland,... and we have had no problems with communication, as their teams speak perfect english. That they are a growing company is a testament to the ongoing value they deliver. We have been building a relationship with them for a while now and I highly recommend them.

Expand

Testimonials

Andy O' Connor
CEO & Founder at Zappaz
Dublin, Ireland

S-PRO are a development company that are very knowledgeable in newer technologies and really good at what they do. They genuinely strive to deliver what their clients want and provide value. We are based in Ireland,... and we have had no problems with communication, as their teams speak perfect english. That they are a growing company is a testament to the ongoing value they deliver. We have been building a relationship with them for a while now and I highly recommend them.

Expand

Testimonials

Tim Overton
Co-founder & CTO at Modo Energy
Birmingham, UK
6/8

The platform has received positive feedback for its simplicity and intuitive design. S-PRO recommended features that weren’t on our product roadmap, but they’ve become an imperative part of our product.

Testimonials

Tim Overton
Co-founder & CTO at Modo Energy
Birmingham, UK

The platform has received positive feedback for its simplicity and intuitive design. S-PRO recommended features that weren’t on our product roadmap, but they’ve become an imperative part of our product.

Testimonials

Kealan Shults
Managing Director at TG Group
London, UK
7/8

S-PRO were responsible for a large web project for us over 2.5 year period. Quality of code can always be better, but this is the best agency I’ve ever worked with.

Testimonials

Kealan Shults
Managing Director at TG Group
London, UK

S-PRO were responsible for a large web project for us over 2.5 year period. Quality of code can always be better, but this is the best agency I’ve ever worked with.

Testimonials

Vianney Bidault
Head of Product, Treezor
Paris, France
8/8

An agile partner, S-PRO delivered everything on time and according to the client’s needs. They communicated effectively and led daily meetings to educate the client on development best practices. They impressed with their... flexibility and willingness to accommodate all scope changes.

Expand

Testimonials

Vianney Bidault
Head of Product, Treezor
Paris, France

An agile partner, S-PRO delivered everything on time and according to the client’s needs. They communicated effectively and led daily meetings to educate the client on development best practices. They impressed with their... flexibility and willingness to accommodate all scope changes.

Expand
1/8

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FAQ

How much doest it cost to build a FinTech app?

Estimating the exact cost of developing a FinTech application can be challenging due to various factors. However, for an MVP, the cost is approximately between $100,000 and $250,000. The overall cost of fintech software development is influenced by:

  • Technology stack
  • Product complexity and a number of features
  • AI integrations or custom LLMs development
  • Development team and a number of resources
  • Partnership model: outsourcing or in-house team

For a free assessment of your fintech application development and our insights, please contact us.

How do you meet financial services security standards?

We adhere to standardized fintech security practices and requirements:

  • PCI DSS and PA DSS Compliances
  • Officially certified: ISO 27001 and ISO 27701
  • PSD2 Integration
  • GDPR

In Switzerland, we meet financial services security standards through our practical experience working with certified FINMA-licensed companies.
Moreover, our expertise extends across financial regulations in most European countries, the USA, and MENA.
We have experience in integrating fintech projects with the blockchain to encrypt transactional data from start to finish.

How long does it take to develop a banking software project?

According to our practical experience:

  • Product ideation: 1-3 weeks
  • Prototype creation: 1-3 months
  • Banking MVP build-up: up to 6 months
  • Full-fledged product: 1-2 years
What FinTech trends are banks using?

Banks use financial technology to simplify access to cash and credit for their customers as well as to provide security and protection against fraud. The main FinTech trends being adopted by banks are:

  • Fast omnichannel payments
  • Open banking
  • Artificial intelligence
  • Embedded banking and platforms
  • Personalized engagement across the customer journey
How do you ensure product stability?

We guarantee product stability by:

  • Scalable and secure solution architecture
  • Relevant tech stack utilization
  • Rigorous testing across development lifecycle, including load testing
  • Cloud-based and on-premises server infrastructure management
  • Vulnerability and misconfiguration audits
  • DDoS attacks mitigation
  • Root cause analysis (RCA)
What possible challenges will I face during the development of a banking software project?

For the right project governance, the involvement of the right stakeholders is crucial. Effective communication among all parties ensures alignment and smooth progress.

Third-party apps might influence response time, stability, and overall client experience, so selecting the right ones is essential. Fortunately, the S-PRO team has experience with over 40 fintech integrations.

Alignment with the client’s product team is necessary for designing an optimal user experience and achieving high client satisfaction.

Lack of regular demos can hinder progress tracking and the agile development of new features.

What are the first two steps in FinTech app development?

The first step is the ideation phase, where we identify design thinking principles. It’s important to overcome cognitive fixedness to generate innovative ideas and assess overall readiness and resources.

The second step involves obtaining a license under the legislation of the country in which your system will operate. While we can provide consultations and facilitate meetings with the necessary parties, the responsibility for procuring the license ultimately falls to you.

Show all

  • Articles
  • Reports
  • Webinars
  • Finance
  • Blog
AI in Finance Dossier: Transforming Financial Services in 2024 & Beyond
AI in Finance Dossier: Transforming Financial Services in 2024 & Beyond
  • 49 min read
  • August 9, 2024
  • S-PRO insights
  • Blog
7 Wealth Management Technology Trends to Outpace Your Competitors
7 Wealth Management Technology Trends to Outpace Your Competitors
  • 7 min read
  • July 14, 2020
  • AI
  • Market reports
AI in finance: 2024 outlook
AI in finance: 2024 outlook
  • 10 pages
  • September 12, 2024
  • Fintech
  • Market reports
Fintech security and regulatory compliance best practices and checklists
Fintech security and regulatory compliance best practices and checklists
  • 27 pages
  • September 4, 2024
  • On demand
  • Past webinar
Your wealth, your way: How AI impacts asset management
Your wealth, your way: How AI impacts asset management
  • Speakers: S-PRO, Finup AG, H Capital Ventures
  • 75 min
  • On demand
  • Past webinar
How AI is transforming financial services: Real-life examples and strategies
How AI is transforming financial services: Real-life examples and strategies
  • Speakers: S-PRO, Connect AI
  • 70 min

Get in touch

Get in touch
Ready to discuss your project?
Share your ideas, findings, and questions with us. We’re excited to extend our expertise to your project. After form submission, we'll respond you within 24h.
R&D centers
Zug, Switzerland (HQ)
Dammstrasse 16, 6300
Zurich, Switzerland
Hardturmstrasse 161, 8005
Lodz, Poland
Zachodnia 70, 90-403
Lviv, Ukraine
Heroiv UPA 71, 79000
Kyiv, Ukraine
Verkhnii Val St, 24, 04071
Business representatives
Salt Lake City, USA
Kiln SLC, 26 S Rio Grande St, UT 84101
Austin, USA
11801 Domain blvd., 3rd Fl, Austin, TX 78758
Amsterdam, Netherlands
Science Park 608, 1098 XH
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