S-PRO · Fintech Engineering, Innovating Financial Services since 2014

Fintech engineering and AI agents for banks

S-PRO is a Swiss engineering partner for banks, wealth managers and fintechs. We build digital banking platforms, modernize core banking systems and put AI agents into production. We serve clients across Europe and the US from our offices in Zurich and Salt Lake City, with our own engineering hubs in Central and Eastern Europe and Swiss accountability for every project.

3
Fintech unicorns
$1B+ valued partners we build with
26
Private banks
Wealth & private-banking institutions
50+
Fintech challengers
Next-gen banks & digital-asset platforms
Regulatory experience FINMA · BaFin · MiCA-ready · US: SEC / GENIUS Act / FinCEN-aligned
Trusted by leading financial institutions
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Two clear entry points for financial institutions

Start with a packaged product, prove value quickly, then expand into the deeper engineering work around it.

Regulatory intelligence

RegRadar

A regulatory screening platform for teams that need to monitor, understand and act on regulatory change before it becomes operational risk.

  • Track jurisdictions, authorities, topics and business impact in one place.
  • Turn raw publications into translated, tagged and searchable regulatory signals.
  • Create alerts, impact assessments, ownership and audit-ready evidence.
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Customer experience intelligence

Mystery Shopper AI Suite

An AI-powered quality and customer-experience layer for banks, brokers and fintechs that need to see what clients actually experience across channels.

  • Run structured mystery-shopping scenarios across digital, support and sales journeys.
  • Score service quality, compliance, response quality and conversion friction.
  • Convert findings into prioritized actions for product, operations and sales teams.
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Across the globe, we help our clients

From our Swiss HQ to teams across four continents, partnering with banks and fintechs worldwide.

Swiss HQ Global signal Market reach
Certified & partnered with ISO27001 ISO27701 Partner AI Cloud Partner ANTHROP\C Cloudflare Snowflake

How we help our clients

Three ways we create value.

Grow revenue

Solutions that open or expand revenue lines for the bank.

  • Digital Banking — Customised banking on your core, BaaS or custodian.
  • Digital Asset Tokenization — Tokenize real assets, settle instantly, custody on-chain.
  • Relationship Manager Copilot — AI co-pilot for relationship managers.

Optimize operations

Cut cost and cycle time across the middle and back office.

  • Operations AI agents — KYC, periodic review, adverse media, credit.
  • Core & Legacy Modernisation — API layer, cloud re-platforming, AI testing.
  • Customer Support Agent — A client opens a ticket, the AI answers it.

Reduce risk

Satisfy your CRO, your auditor and your regulator, with the evidence.

  • Compliance AI agents — KYC, AML, sanctions & ML risk scoring.
  • RegRadar — Monitor, understand & act on regulatory change.
  • Internal Audit AI — Runs across key processes, checks they work.

Questions buyers ask us

What does S-PRO do?

S-PRO is a Swiss engineering partner for banks, wealth managers and fintechs. We build digital banking platforms, modernize core banking systems and put AI agents into production for clients across Europe and the US.

Who builds AI agents for banks in Switzerland?

S-PRO builds and runs AI agents for banks, brokers and wealth managers: customer-support automation, compliance and knowledge assistants, and agents inside banking workflows, with human approval and audit trails. For a leading German neobroker our support agent handles 300,000+ tickets a year, and 95% of its drafted replies are accepted by the support team.

How does S-PRO compare on cost with Swiss development firms?

Projects are led and contracted in Switzerland and delivered by our own engineering hubs in Central and Eastern Europe, so clients get Swiss accountability at a significantly lower cost than a Swiss-only team.

Can S-PRO work with FINMA- and BaFin-regulated institutions?

Yes. Our clients include 26 private banks and wealth institutions. We deliver under ISO 27001 and ISO 27701 and provide the documentation banks need for DORA and outsourcing reviews. See our security and compliance approach.

Where is S-PRO based and who does the work?

S-PRO AG is headquartered at Löwenstrasse 45, Zurich, with a US office in Salt Lake City. Engineering is done by our own teams in Central and Eastern Europe; delivery locations and controls are listed here.

How does a project with S-PRO start?

Fintech projects start with a paid discovery or architecture assessment that ends with a scoped backlog and estimate. AI projects start with a two-week workflow assessment, followed by a pilot on real cases and a phased production rollout.

Is S-PRO a Claude partner?

S-PRO is a Certified partner in the Claude Partner Network. Our team includes Claude-certified engineers and architects.

Let’s build your next chapter in financial services

Whether you’re growing revenue, optimizing operations, or reducing risk, we’ve done it before.

Book a call with our fintech team
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